Mortgage Loan Officer

Klassic Recruiting is partnering with our client in their search for a Mortgage Loan Officer to join their team. Evolve Bank & Trust is a FDIC insured bank and Equal Housing Lender with roots dating back over eighty-eight (88) years. Our Personal banking goes beyond simply managing money. Established in 1925, Evolve Bank & Trust conducts business with a strong emphasis on all areas of lending - including consumer, residential, construction, commercial and SBA. To increase mortgage loan production by developing contacts, attracting mortgage customers, and reviewing and processing loan applications; to structure and maintain contact and care with the customer from start to finish during the process of obtaining a mortgage. Main Job Tasks and Responsibilities: - Attracts new mortgage loan applications by developing relationships specifically in the real estate community and making sales calls to prospective customers. - Provides applicants with information regarding the loan application process. - Obtains complete loan applications including all supporting documentation needed to process the loan. - Reviews information by examining application and documentation, reviewing credit worthiness, and calculating repayment risk from information and documentation received from the borrowers. - Pre-qualifies potential loan applicants by analyzing credit and financial background. - Follows up on processing the loan by obtaining additional applicant information if necessary. - Maintains communication with the borrower from time of application through closing. - Establishes the rate with the borrower and verbally and in writing prior to settlement. - Understands and supports the corporation's policies and procedures to provide proper and effective treatment to all of the corporation's customers. - Resolves any customer questions and disputes in an expeditious and tactful manner. - Reviews and reports complaints from customers and recommends corrective action to management. - Performs other related duties as assigned. - Protects the bank and the customer by keeping mortgage loan information confidential. Education and Experience: - High School Diploma or equivalent - Prior sales experience is preferredKey Competencies: - Budgeting - Oral Communication Skills - Written Communication Skills - Customer Relations - Customer Service - Math - NegotiationsJob Type: Full-time All your information will be kept confidential according to EEO guidelines.