(internal only)Personal/Country Farm Lines Underwriter Level II

Personal & Country Farm Lines Underwriter – Level II Intermediate Property & Casualty Underwriter Department: Underwriting Reports to: Vice President, Underwriting, Underwriting Team Lead Position Type: Full-Time Salary: 56,400-84,600 Internal posting only: Temporary maternity leave for 18-month  Position Overview We are seeking an experienced and motivated insurance professional to join our Underwriting Department. The successful candidate will be responsible for evaluating and underwriting property, country farm and automobile insurance risks, determining appropriate coverage, rates and conditions, and providing quotations for new and existing business. This role requires strong underwriting judgment, attention to detail and excellent communication and relationship-building skills. Key Responsibilities - Underwrite new business, renewals and endorsements within established Level II authority. - Assess risks, determine coverage, calculate premiums and establish appropriate rates, deductibles and conditions. - Review applications, inspection reports and supporting documentation to determine risk acceptability. - Prepare quotations, bind coverage and process policy changes accurately and within established timelines. - Communicate underwriting decisions, recommendations and requirements to brokers and agents. - Build and maintain effective broker relationships by providing guidance on coverage, rates, procedures and underwriting requirements. - Support and provide training to Level I Underwriters and administrative staff. - Monitor industry developments and contribute to improvements in underwriting guidelines, processes and service delivery. - Complete required reporting and maintain accurate underwriting records. - Perform other related duties as assigned. Qualifications & Experience Required: - College diploma or university degree, preferably in business, insurance or a related field. - CIP designation completed or nearing completion. - Three to five years of insurance underwriting experience. - Knowledge of property and automobile insurance and mutual insurance operations. - Strong computer, analytical and organizational skills. Assets: - FCIP designation. - Country farm underwriting experience. - Experience with Cognition+. Skills & Competencies - Strong attention to detail and accuracy. - Excellent written and verbal communication skills. - Effective time management and organizational abilities. - Strong customer service and relationship-building skills. - Ability to interpret policy wordings and underwriting guidelines. - Ability to manage competing priorities and meet deadlines. - Positive, adaptable and collaborative approach. Equity, Diversity & Inclusion We are committed to creating an inclusive, respectful and equitable workplace. We welcome applications from all qualified candidates and encourage individuals from diverse backgrounds and communities to apply. Employment decisions are based on qualifications, experience, skills and organizational requirements, in accordance with the Ontario Human Rights Code. Accessibility & Accommodation We are committed to an accessible recruitment process in accordance with the Accessibility for Ontarians with Disabilities Act, 2005 (AODA). Accommodation is available throughout the recruitment and selection process. Applicants requiring accommodation are encouraged to contact us to discuss their needs. All requests will be handled respectfully and confidentially. We thank all applicants for their interest; however, only candidates selected for an interview will be contacted.