Product Manager Sênior — Saúde da Carteira | PJ

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Product Manager – Portfolio Health (PJ Contractor) based in Brazil. In this role, you will lead the evolution of financial collection, negotiation, and recovery journeys, helping improve portfolio performance and long-term financial sustainability. You will identify opportunities to increase recovery rates, reduce overdue payments, and minimize financial losses through data-driven product decisions. Combining strategic thinking with hands-on discovery and experimentation, you will investigate operational challenges and validate solutions before committing to development. You will own product priorities and roadmap decisions, balancing financial impact, implementation effort, and risk. Working closely with Engineering, Design, QA, and business teams, you will turn complex financial needs into practical product improvements. This is a senior-level, fully remote opportunity under a Brazilian independent contractor (PJ) arrangement.