Senior Product Manager, Banking

ABOUT THE ROLE Lead a core banking product area at a Series C fintech serving small businesses. You will shape payment experiences, account services, platform reliability, and customer security, making complex financial products simpler and more trustworthy. WHAT YOU'LL DO - Own product strategy, roadmap, and execution across deposit accounts, money movement, cards, and banking infrastructure. - Improve the end-to-end experience for account opening, funding, deposits, ACH, wires, transfers, bill pay, and card transactions. - Partner with Engineering on the ledger, payment rails, and card systems that power these experiences. - Use customer research and usage data to identify opportunities through a rigorous, cohort-based discovery process. - Write clear product specifications, define success metrics, and ship reliable, secure features with Engineering and Design. - Build risk, fraud, security, and regulatory needs into product development in partnership with Risk, Compliance, and Legal. - Manage product relationships and integrations with banking partners and third-party vendors. - Track activation, engagement, retention, multi-product adoption, and reliability metrics. WHAT WE'RE LOOKING FOR - Product management experience appropriate to a senior role, with the source indicating a 5 to 15 year experience range. - Strong experience with non-card payments and money movement, including ACH, wire transfers, or RTP. - Practical understanding of payment rails and ACH return reasons; card payments experience alone is not sufficient. - Demonstrated banking product experience, including familiarity with backend systems and collaboration with backend engineers. - Experience working with agentic tooling. COMPENSATION & BENEFITS Base salary: $160,000 to $200,000 annually. Visa sponsorship is not available. LOCATION Hybrid, with 2 to 3 days onsite in New York City, New York.