Credit Investigation Specialist

We are looking for a detail-oriented Credit Investigator to support our credit decision-making process through thorough financial and background assessments. In this role, you will analyze financial data, verify credit histories, and identify potential risks, working closely with cross-functional teams to ensure sound and timely credit decisions. This position is ideal for someone with strong analytical skills, high integrity, and a keen eye for detail in a fast-paced financial environment. KEY RESPONSIBILITIES - Perform comprehensive credit investigations on people and/or companies. - Examine financial records, including bank statements, balance sheets, and income statements. - Check credit histories with banks, bureaus, and other references. - Prepares credit investigation reports that provide a summary of the risk assessment. - Work together with other departments to complete credit decisions. - Keep an eye on client accounts to spot and report any abnormalities or defaults in payments. - Keep up-to-date records and paperwork in accordance with data privacy laws. - Respond to consumer questions about the progress of their credit application or credit score based on findings, suggest credit limitations, terms of payment, or credit holds. - Keep abreast of pertinent credit trends, reporting procedures, and financial rules. REQUIREMENTS AND EXPECTATIONS - Bachelor’s degree in Business Administration, Finance, Economics, Criminology, or related field - At least 1–2 years of experience in credit underwriting, moto loans verification, or loan processing - Strong analytical and investigative skills - Excellent interpersonal and communication skills - High sense of integrity, discretion, and attention to detail - Ability to work independently and meet deadlines