Cientista de Dados Especialista (Modelagem de Crédito)

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Cientista de Dados Especialista (Modelagem de Crédito) based in Brazil. As a Senior Data Scientist, you will serve as a technical reference for credit modeling, leading the full lifecycle of statistical and machine learning models. You will work with large volumes of structured and unstructured data to develop highly predictive solutions across the customer credit lifecycle. The role combines advanced modeling, data engineering, validation, deployment, and continuous production monitoring. You will help optimize the balance between credit risk and return by turning complex data into actionable insights for decision-makers. You will collaborate closely with teams across Credit, Policy, Risk, Products, Fraud Prevention, and Engineering. This is a strategic and hands-on opportunity to introduce new modeling techniques, alternative data sources, and AI capabilities into credit decision-making. You will also contribute to technical standards, model governance, reproducibility, and the continuous evolution of the data science function.