Lead Machine Learning Scientist

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Lead Machine Learning Scientist based in the United States. Join a forward-thinking financial technology team developing advanced machine learning solutions to strengthen fraud detection and support responsible access to credit. In this hands-on leadership role, you will design, develop, deploy, and optimize predictive models that protect customers and improve financial decision-making. You will tackle complex challenges involving synthetic identities, account takeovers, first-party fraud, and emerging fraud patterns. Working across the entire machine learning lifecycle, you will transform large-scale datasets into production-ready models with measurable business impact. You will collaborate closely with Product, Engineering, and Risk Operations to improve fraud prevention, reduce losses, and optimize approval decisions. The role offers significant technical ownership, opportunities to leverage emerging AI technologies, and the autonomy to drive experimentation and innovation. This is a fully remote opportunity for an experienced machine learning professional passionate about solving real-world problems and expanding access to financial services.