Retaill Credit Execution Senior Associate

The National Bank of Iraq (NBI) was founded in 1995 as a publicly traded, private sector company, offering comprehensive banking services to individuals and businesses in Iraq. As a result of NBI’s success and to fuel future growth, its capital was increased from the initial IQD 400 million to IQD 250 billion (USD 215 million) in December 2013.  In 2005, Capital Bank Jordan acquired majority shares (61.85%) in NBI, allowing NBI to evolve its business offerings, strengthen its global footprint and promote financial inclusion across the country.  With its extensive network of correspondent banks, Capital Bank stands as NBI’s gateway to world economies, facilitating internal and external remittances, granting lines of credit, as well as offering trade finance services.  NBI operates a modern core banking system to support its growth and customer services. Capital Bank and its subsidiaries audit all accounts through Ernst and Young, and report financials in accordance with International Accounting Standards.  NBI has earned a BB rating by Capital Intelligence, the international credit rating agency. It further received a ‘Good’ rating by the Central Bank of Iraq. Today, NBI has more than 51 branches in all major cities in Iraq, and a branch in KSA.    - Review and document credit agreements, credit-related appendices, and supporting documents in accordance with approved credit requests and approvals, after verifying the relevant committees’ authorities. - Process transactions in line with the approved authority matrix, credit policies, and established procedures. - Document guarantees and other related documents after verifying their validity and accuracy. - Calculate commissions and stamp duties in accordance with credit policies, procedures, product requirements, credit assessments, and the instructions of the Central Bank of Iraq. - Prepare credit limit notification forms and review their implementation on the banking system in accordance with approved policies and procedures. - Coordinate with relevant departments to resolve outstanding follow-ups related to the Credit Documentation Unit. - Coordinate with relevant stakeholders to implement notification forms in accordance with approved policies and procedures. - Prepare required periodic reports, including daily, weekly, and monthly reports. - Execute loans directly on the banking system for transactions received through the Loans Workflow system. Bachelor’s degree in Finance and Banking, Accounting, or an equivalent field. Minimum 1–3 years of relevant experience in a similar role.